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Financial Resources

Reliable Credit has been in the business of helping people with financial needs for over 60 years. We've learned a few things in that time and are happy to share the following resources to help you better navigate your financial life successfully.

Financial Literacy

Logo for American Financial Services Association

You can obtain more information about financial services like vehicle financing, credit cards, and consumer protection by visiting the American Financial Services Association Education Foundation (AFSAEF) at www.afsaef.org.

Financial Education

Reliable Credit is pleased to offer AFSA’s MoneySKILL® program free of charge. MoneySKILL is a comprehensive personal finance curriculum that covers a broad range of personal finance concepts such as:

  • Budgeting
  • Managing expenses
  • Accessing credit
  • Saving and investing
  • Insurance
  • And more…

MoneySKILL is offered in English and Spanish and contains audio dictation options. The courses can be accessed via your mobile phone, tablet, laptop, or desktop computer.

To start using MoneySKILL, click here and click on “Sign Up” to register. Once you have registered, you can work your way through all of the courses or pick whichever course(s) interest you the most.

Logo for Americans Well-informed on Automobile Retailing Economics - AWARE

AWARE’s (Americans Well-informed on Automobile Retailing Economics) purpose is to educate consumers about auto financing and assist in making informed financing decisions. AWARE is a collaborative industry effort to provide information, tools, and other resources to better understand the auto financing system. Learn more at autofinancing101.org.

Credit Reports

A credit report is a record of a consumer’s credit history, and it includes among other information, data about whether consumers pay their bills on time and how much they owe to creditors. Some creditors use this information to set the terms of the credit they extend so generally consumers that have better credit histories may be offered better credit terms.

Consumers have the right to dispute any inaccurate information contained in their credit report by initiating a dispute directly with the credit reporting agencies, the creditor, or both. You can visit www.equifax.com , www.experian.com , and www.transunion.com for more information. We also wrote about Credit Reports and Credit Monitoring on our News page.

Under federal law, consumers have the right to obtain a copy of their credit report without charge under certain circumstances.