1. INTRODUCTION AND DEFINITION OF TERMS
You are viewing the website www.reliablecredit.com (“Site”) owned and operated by Reliable Credit Association, Inc., an Oregon corporation, on behalf of itself and its affiliate Reliable Credit Association, Inc. (WA), a Washington corporation. The corporations are collectively referred to on this Site as “Reliable”. Reliable is sometimes referred to as “we”, “us” “our” or “ours”. Anyone that views or uses this Site is referred to as “you,” “your,” or “yours.”
Services specific to this Site (including but not limited to eServices) are collectively referred to in this Agreement as “Services.” Content, functions, features, displays, text, pictures, images and other information or material of any kind, and at any time and in any manner presented or displayed, are sometimes collectively referred to as “Content.”
A. Your Consent and Proper Use of this Site
We grant you a non-exclusive, non-transferable limited and revocable right to browse, print, or use the Services and Content on this Site for your personal, non-commercial purposes only. No other use, including creation of derivative works, is permitted. No license in or to this Site or the Content is granted to you or to any other third-party.
Not all Services are available in all geographic locations where this Site may be viewed. Neither our operation of this Site nor our display of the Services constitutes an offer to sell or an attempt to solicit your purchase of any Services where it is illegal.
C. Modification or Termination
D. “Contact Us” Page
We provide email boxes for each of our branch offices (individually referred to as “Branch Email Box” and collectively referred to as “Branch Email Boxes”). Emails you send to a Branch Email Box are transmitted unencrypted over the public Internet. Therefore, please do not send an email to a Branch Email Box that includes any of your personal information that you do not want to risk being accessed by an unauthorized third party. Personal information may include your name, address, telephone number, email address, social security number, date of birth, and any account number you have with a financial institution. If you send an email to a Branch Email Box, then you agree and consent that we can reply using unencrypted emails delivered by the public Internet that contain non-public information about you that we determine in our discretion is responsive to any email message you send to us via a Branch Email Box.
If you want to send secure electronic (paperless) messages to us, and receive secure electronic (paperless) messages from us, please use the secure Message Center provided in eServices.
3. TRADEMARKS AND COPYRIGHT
The Site contains trademarks, service marks, logos, graphics, page headers, button icons, scripts, domain names, URL and other identifiers and similar intellectual property (“Trademarks”) that are registered and unregistered Trademarks of one or more of our Reliable affiliates or other parties.
You are prohibited from displaying or using any Trademarks for any purpose including, without limitation, as metatags on other pages or sites on the World Wide Web without our prior written consent (which may be withheld in our discretion) or such third-party which may own the Trademarks.
All Content and compilations thereof, including any software programs available on or through this Site, is protected by U.S. and foreign copyright laws and international conventions and may not be sold, licensed, sublicensed, used to create derivative works, reproduced, copied, edited, published, distributed, displayed, transmitted, uploaded or downloaded, modified, altered or removed in any way without our approval, which we may withhold in our discretion. Without limiting the foregoing, nothing on this Site, including without limitation, the Content and compilations thereof, including any software programs available on or through this Site, may be reposted to another website or location external to this Site and you are prohibited from using the same for any commercial or public purposes.
4. LINKED SITE
This Site may include links to sites that we do not own or control. Such links may allow you to leave this Site to access material or information provided by others, or may bring material or information provided by others into display on this Site. (In either case, we refer to such a site as a “Linked Site”). You acknowledge that we have no discretion including, without limitation, the power, authority, or ability, to alter, update, control or otherwise regulate the content of features on or available through a Linked Site. The fact that we provide access at any time to a Linked Site does not represent our endorsement, authorization, sponsorship or affiliation with respect to such Linked Site, its owners or its providers.
There are inherent risks in relying upon, using or retrieving any information found on the Internet and we urge you to make sure you understand these risks before relying upon, using or retrieving any such information on a Linked Site. Use of a Linked Site is at your sole and exclusive risk.
5. NO WARRANTIES
TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES, COVENANTS, ASSURANCES AND CONDITIONS OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY FOR, AND IN CONNECTION WITH, ALL THE CONTENT ON THIS SITE (INCLUDING THE SERVICES AND ANY SOFTWARE PROGRAMS AVAILABLE ON OR THROUGH THIS SITE) AND ALL CONTENT, PRODUCTS, SERVICES, MATERIAL AND INFORMATION OF ANY KIND OBTAINED FROM A LINKED SITE.
WITHOUT LIMITATION, WE DO NOT ENDORSE AND WE ARE NOT RESPONSIBLE FOR (A) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE OR STATEMENT MADE ON OR THROUGH THIS SITE BY ANY PARTY OTHER THAN US, (B) ANY CONTENT, PRODUCTS, SERVICES, MATERIAL OR INFORMATION OF ANY KIND OBTAINED FROM A LINKED SITE OR (C) THE CAPABILITIES OR RELIABILITY OF ANY CONTENT, PRODUCT, SERVICE, MATERIAL OR INFORMATION OF ANY KIND OBTAINED FROM A LINKED SITE.
WITHOUT LIMITATION, YOU UNDERSTAND AND AGREE THAT THIS SITE IS PROVIDED ON AN “AS IS”, “WHERE IS”, “WHERE AVAILABLE”, AND “WHEN AVAILABLE” BASIS, SUBJECT TO CHANGE AT ANY TIME WITHOUT PRIOR NOTICE.
6. LIMITATION OF OUR LIABILITY
EXCEPT WHERE APPLICABLE LAW OTHERWISE PROVIDES, WE WILL NOT BE RESPONSIBLE FOR ANY LOSS, DAMAGE OR INJURY OF ANY NATURE, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS), BUSINESS INTERRUPTION AND LOSS OF INFORMATION (OR ANY COMBINATION OF THE FOREGOING), EVEN IF WE HAVE BEEN ADVISED OF SUCH LOSS, DAMAGE OR INJURY, ARISING OUT OF, OR IN ANY WAY RELATED TO YOUR USE OF THE SITE, THE SERVICES, OR THE CONTENT OR ANY LINKED SITES.
7. OUR RIGHT TO USE CERTAIN INFORMATION YOU TRANSMIT TO US
A. Application Information
When you submit an application for credit using the Site’s application feature, you may designate a branch office that you wish to deal with. Irrespective of the branch that you select, your application will be transmitted to the affiliate (Reliable Credit Association, Inc. or Reliable Credit Association, Inc. (WA)) that is appropriate to process your request.
B. Other Information
8. PROHIBITED USES OF SITE OR LINKED SITE
A. Prohibited Uses
You agree that you will not alter any information contained on the Site and will not use (or allow others to use) the Site or any Content or information obtained from it for any wrongful, unauthorized, illegal, or unlawful purpose. You agree to indemnify and hold Reliable harmless from and against any loss, damage or expense (including attorneys fees) arising from or related to your actions in violation of this section.
B. Reliable Disclosure of Content
9. PRIVACY OF CHILDREN
This Site is intended for individuals who are at least 13 years old. We do not knowingly collect information from individuals under the age of 13 and do not target this Site to children under that age. If you are under the age of 13 years old, you should not be visiting or using any part of this Site.
10. SITE SECURITY
Information about online security can be found here.